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You are here: Skip Navigation LinksHome > Insurance > Products > Product Gallery > Auto Shield Insurance
AUTO SHIELD INSURANCE
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POLICY DETAILS
Benefits
Eligibility
Table of Benefits
Policy Wordings & Product Disclosure Sheets
How To Buy
AutoShield


BENEFITS back to top
 
In the event of an accident, this policy provides the following coverage up to :
RM 80,000 upon Accidental Death
RM 80,000 upon Accidental Permanent Disablement
RM 2,000 for Medical Expenses inclusive of Corrective Dental and/or Cosmetic Surgery and Ambulance Fees
RM 50 per day and up to 30 days for Hospital Income
RM 1,000 for Funeral Allowance
 
Additional coverage may be purchased to cater to your individual needs.
Daily Inconvenience Allowance
RM 50 per day inconvenience allowance up to a maximum of 10 days per policy period when your vehicle is under repair.
Emergency Accommodation Expenses and/or Transportation Cost to Hotel or Insured’s Home
Up to RM 200 for hotel accommodation expenses and/or transportation cost to hotel or insured’s home.
Vehicle Spray Painting Expenses
Up to RM 1,000 for vehicle spray painting.
Reimbursement of Betterment Cost
(Applicable for vehicles aged from 5 to 10 years) Reimbursement of up to RM 500 on the difference between actual repair cost and original approved repair cost.
Damage to Personal Effects and / or Child’s Car Seat
Up to RM 300 for your damaged personal effects and / or up to RM 350 for damage to child’s car seat caused by a road accident.


ELIGIBILITY back to top
 
This plan is open to Kurnia motor comprehensive insurance policyholders and their authorised drivers / passengers aged 3 years to 70 years old.
This plan provides cover for driver and passengers whilst driving or riding as a passenger, boarding or alighting from named vehicle.


TABLE OF BENEFITS back to top
 
SECTION A
Item Type of Benefits Plan A
Sum Insured (RM)		 Plan B
Sum Insured (RM)		 Plan C
Sum Insured (RM)
1. Accidental Death 20,000 50,000 80,000
2.
Accidental Permanent Disablement (per person)
-
Loss of both hands or both feet or sight of both eyes
-
Loss of one hand and one foot
- Loss of either hand or foot and sight of one eye
- Loss of either hand or foot
- Loss of sight of one eye
 
20,000
20,000
20,000
10,000
10,000
 
50,000
50,000
50,000
25,000
25,000
 
80,000
80,000
80,000
40,000
40,000
3. Medical Expenses 2,000 2,000 2,000
Corrective Dental and Cosmetic Surgery (per person)
Ambulance Fees
4. Hospital Income
(up to a maximum of 30 days per policy period)		 50 per day 50 per day 50 per day
5. Funeral Allowance 1,000 1,000 1,000
ANNUAL PREMIUM
Private Vehicle : Private Car, Private Van
(A driver and up to 4 passengers)		 78 128 168
For each additional passenger (maximum 11 passengers) 9 15 18
Commercial Vehicle : Factory Van, Town Taxi, Goods Carrying Vehicle (“C” Permit) & (”A” Permit), Outstation Taxi
(A driver and up to 4 passengers)		 128 198 258
For each additional passenger (maximum 11 passengers) 18 27 36
Notes:
Accidental Death and Permanent Disablement benefits are extended to cover the policyholder 24 hours a day worldwide irrespective of whether he or she is in the named vehicle or not. For company owned vehicle, please nominate one (1) driver.
Benefits are payable in addition to your other subsisting Personal Accident Policies.
Territorial Limit : Anywhere within Malaysia, Singapore and Brunei Darussalam.
 
SECTION B - OPTIONAL BENEFITS ( Applicable for Private Vehicles Only )
Conditions to purchase SECTION B benefits :
1.
Your vehicle as named in this proposal form is insured by Kurnia Insurans (M) Berhad under the Comprehensive Private Vehicle policy.
2.
You have purchased SECTION A benefits.
Item Type of Benefits Sum Insured (RM) Annual Premium (RM)
1.
(a) Daily Inconvenience Allowance
  (up to a maximum of 10 days per policy)
(b) Emergency Accommodation Expenses and/or Transportation Cost to Hotel or Insured’s Home
50 per day
 
200
68
2. Vehicle Spray Painting Expenses 1,000 118
3. Reimbursement of Betterment Cost
(Applicable for vehicles aged from 5 to 10 years) 		500 88
4.
Damage to Personal Effects and / or Child’s Car Seat
Personal Effects
Child’s Car Seat
 
300
350
48
Notes:
Benefit(s) in Section B is / are payable in corresponding with Own Damage claim under the same panel workshop for the named vehicle in this proposal form.
The above Annual Premium excludes RM10 Stamp Duty and 5% Service Tax (Applicable for company owned vehicles).
Any benefit(s) in Section B is / are claimable on One Time basis per Policy Period.


POLICY WORDINGS & PRODUCT DISCLOSURE SHEETS back to top
 
Click here to view Policy Wordings & Product Disclosure Sheets (PDS).


HOW TO BUY back to top
1 Buy directly from Kurnia Branch
2 Buy directly from our Agents
3 Make Product Enquiry


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