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| PERFECT 10 PLUS PERSONAL
ACCIDENT INSURANCE |
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| BASIC COVER |
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This policy provides 24 hours worldwide
protection against accidents resulting in accidental death,
disablement or medical expenses. Additional benefits are
hospital income, personal liability, bereavement allowance,
double hospital income per week while in intensive care unit,
financial shield, kidnap cover, additional benefit for accidental
death & total permanent disablement due to robbery and/or
snatch theft, death due to "natural disasters", overseas
medical evacuation and repatriation and ambulance fee. The
limits of cover are in accordance to the selected plan.
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| Accidents can happen anytime, protect your loved ones against
any unforeseen circumstances. |
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Designed specially for individual and family |
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Renewal Bonus on Accidental Death and Permanent Disablement
Benefit in the event of no claim on permanent disablement
25% per year up to 50% |
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Medical cover for Dengue, Malaria or Chikungunya |
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Medical expenses includes traditional treatment up
to RM30 per visit / RM300 per accident |
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Hospital Income per week up to maximum 52 weeks (excluding
while in Intensive Care Unit). Benefit doubled while
you are at overseas |
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Personal Liability cover worldwide except USA and Canada |
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Double Hospital Income per week up to maximum 26 weeks
while in Intensive Care Unit |
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Financial Shield to cover your outstanding credit card
bills and/or housing loan and/or car loan in the event
of Total Permanent Disablement |
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Kidnap Cover |
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Additional 10% of Accidental Death Benefit for death
due to "Natural Disasters" |
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Overseas Medical Evacuation and Repatriation |
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| ELIGIBILITY |
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| All Malaysian, Permanent Resident of Malaysia, Work Permit
Holders in Malaysia and their spouse/children who are residing
in Malaysia. The age of the Insured Person is thirty (30) days
to sixty five (65) years old, renewable up to 70 years old. |
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| TABLE OF BENEFITS |
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| TABLE
OF BENEFITS |
| Item |
Benefits |
Plan 1 (RM) |
Plan 2 (RM) |
Plan 3 (RM) |
| 1 |
Accidental Death (Renewal Bonus
25% per year up to 50%) |
100,000 |
200,000 |
300,000 |
| 2 |
Permanent Disablement (Renewal
Bonus 25% per year up to 50%) |
100,000 |
200,000 |
300,000 |
| 3 |
Medical expenses |
3,500 |
6,000 |
7,000 |
| 4 |
Hospital Income per week up to
maximum 52 weeks (excluding while in Intensive
Care Unit ). Benefit doubled while you are at overseas |
350
(per week) |
600
(per week) |
700
(per week) |
| 5 |
Personal Liability |
100,000 |
100,000 |
100,000 |
| 6 |
Bereavement Allowance |
3,000 |
5,000 |
6,000 |
| 7 |
Double Hospital Income per week
up to maximum 26 weeks while in Intensive Care
Unit |
700
(per week) |
1,200
(per week) |
1,400
(per week) |
| 8 |
Financial Shield Benefit in the
event of Total Permanent Disablement |
10,000 |
20,000 |
30,000 |
| 9 |
Kidnap Cover |
25,000 |
25,000 |
25,000 |
| 10 |
Additional benefit for Accidental
Death & Total Permanent Disablement due to
robbery and/or
snatch theft |
25,000 |
50,000 |
60,000 |
| 11 |
Death due to “Natural Disasters” |
Additional 10% of Accidental Death
Sum Insured |
| 12 |
Overseas Medical Evacuation and
Repatriation |
100,000 |
150,000 |
200,000 |
| 13 |
Ambulance Fee |
500 |
650 |
800 |
| Class |
Annual Gross Premium |
(RM) |
(RM) |
(RM) |
| 1 & 2 |
Individual |
188 |
328 |
441 |
| 3 |
Individual |
279 |
500 |
Not covered |
| 1 & 2 |
Family |
493 |
859 |
1,156 |
| 3 |
Family |
730 |
1,310 |
Not covered |
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| Note: |
| 1. |
Family Package: covers you, 1 legal spouse and any
number of your and the named legal spouse's children
age 30 days to 18 years or up to 23 years old who is
studying full-time in institution of higher learning |
| 2. |
The sum insured is on per person basis |
| 3. |
Your spouse’s coverage is equal to yours. Each
child is covered up to 20% of your coverage |
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| CLASSIFICATION OF OCCUPATION |
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| Class 1 |
Persons engaged in professional
administrative, managerial, clerical and non-manual
occupations.
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| Class 2 |
Persons engaged in work of supervisory
nature but not involved in manual labour.
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| Class 3 |
Persons engaged in manual work
which involve the use of tools or machinery.
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| EXTENSIONS |
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Strike, Riot and Civil Commotion |
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Hijacking |
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Food Poisoning |
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Drowning |
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Amateur Sports |
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Murder and Assault (unprovoked) |
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Insect, Snakes, Vermin and Animals Bites |
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Disappearance |
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Winter Sports |
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Natural Disasters |
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Exposure to Natural Elements |
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Motorcycling |
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Hunting |
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Scuba Diving |
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Suffocation through Smoke, Fumes and Poisonous Gas |
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Terrorism Cover (excluding Nuclear, Chemical or Biological
weapons of mass destruction) |
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| PRODUCT DISCLOSURE
SHEETS |
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| Click
here to view Product Disclosure Sheets (PDS). |
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| HOW TO BUY |
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