| MEDIGUARD SENIOR |
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| 1. |
Is there any unique benefit under
mediGUARD Senior?
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mediGUARD Senior provides coverage
on Geriatric condition. Upon diagnosis with hospitalization
treatment of deterioration or loss of intellectual
capacity illnesses specifically Alzheimers, Parkinson,
Senile Dementia or Dementia, a lump sum as stated in
the Schedule of Benefit shall be payable.
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| 2. |
What is the maximum enrolment age under mediGUARD
Senior?
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The maximum enrolment age under
mediGUARD Senior is at the age of 65.
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| 3. |
What is the maximum renewal
age for a senior citizen currently insured under
mediGUARD Senior policy?
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If a senior citizen enrols for
mediGUARD Senior plan at the age between 56 - 65, he
or she may renew up to the age of 75. However, a senior
citizen may renew up to 80 years old subject to discretion
of the Company and provided that he or she has enroled
before 61 years old.
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| 4. |
Is there any condition to fulfill
for renewal from 76 to 80 years old?
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Yes, an Insured will have to enrol
under mediGuard Senior before 61 years old and renewal
is subject to discretion of Kurnia Insurans (Malaysia)
Berhad (KIMB) and Personal Health Declaration form.
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| 5. |
Can an Insured who has mediGUARD
Value policy switch to mediGUARD Senior when he /
she reaches 70 years old?
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No, maximum enrolment age for
mediGUARD Senior is 65 years old. If the Insured opts
to switch to mediGUARD Senior, then he/she needs to
enrol at the age of 56.
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