|
|
| KURNIA STAR PERSONAL
ACCIDENT INSURANCE |
|
|
|
|
| BASIC COVER |
 |
|
| |
|
This policy provides 24 hours worldwide
protection against accident resulting in accidental death,
permanent disablement, temporary total disablement / temporary
partial disablement or medical expenses up to the amount
of benefits selected.
|
|
| SPECIAL BONUS |
|
|
| |
 |
Bereavement Allowance of RM2,000 |
| |
Personal Liability of RM75,000 Any One Accident & Any
One Period of insurance |
|
|
| ELIGIBILITY |
|
|
| |
| |
Insured Person must be a Malaysian or Permanent Resident
of Malaysia aged 30 days to 65 years old. |
| |
Children below 15 years are eligible for sum insured
up to RM50,000 per person. |
|
|
| TABLE OF
BENEFITS & PREMIUM |
|
|
| |
|
Premium is calculated based on occupation
class and amount of coverage (sum insured).
| Section |
Benefits |
Amount
of Coverage (RM) |
PREMIUM
(RM) |
| |
|
Occupation Class |
| |
|
*I |
*II |
*III |
| A |
Accidental Death |
Every 10,000 |
5.50 |
7.50 |
11.50 |
| B |
Permanent Disablement |
Every 10,000 |
5.50 |
7.50 |
11.50 |
| C1 |
Temporary Total Disablement |
100 per week |
17.00 |
27.00 |
34.00 |
| C2 |
Temporary Partial Disablement |
50 per week |
| D |
Medical Expenses (Max RM5,000) |
Every 1,000 |
8.00 |
9.00 |
10.00 |
|
|
| |
| CLASSIFICATION OF OCCUPATION |
| |
| *Class I |
Persons engaged in professional
administrative, managerial, clerical and non-manual
occupations.
|
| *Class II |
Persons engaged in work of supervisory
nature but not involved in manual labour.
|
| *Class III |
Persons engaged in manual work
which involve the use of tools or machinery.
|
|
| |
| FREE EXTENSIONS |
| |
Strike, Riot and Civil Commotion |
| |
Hijacking |
| |
Food Poisoning |
| |
Drowning |
| |
Amateur Sports |
| |
Murder and Assault (unprovoked) |
| |
Insect, Snakes, Vermin and Animals Bites |
| |
Disappearance |
| |
Winter Sports |
| |
Natural Disasters |
| |
Exposure to Natural Elements |
| |
Motorcycling |
| |
Hunting |
| |
Scuba Diving |
| |
Suffocation through Smoke, Fumes and Poisonous Gas |
|
Terrorism Cover (excluding Nuclear, Chemical or Biological
weapons of mass destruction) |
|
|
| PRODUCT DISCLOSURE
SHEETS |
|
|
| |
| Click
here to view Product Disclosure Sheets (PDS). |
|
| HOW TO BUY |
|
|
|
|
|
|
|