Kurnia.com - Malaysia - Fire Insurance

FIRE INSURANCE

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POLICY DETAILS

Basic Cover

Interest / Property Insured

Eligible Proposer

Premium & Extensions

Product Disclosure Sheets

How To Buy

BASIC COVER

The basic fire policy covers loss of or damage to residential building, furniture, fixtures and fittings caused by or arising from:

	Damage by fire & lightning
	Damage by explosions of domestic boiler or domestic gas cylinder not forming part of a gas work
	Damage by water or other extinguishing agents used to put out the fire
	Damage resulting from gaining access to a fire
	Smoke damages caused by fire

INTEREST / PROPERTY INSURED

Items that can be insured are:

	Building, renovation
	Furniture, fixtures and fittings
	Personal Effects & Household goods

ELIGIBLE PROPOSER

Houseowners, householder and house renters

PREMIUM & EXTENSIONS

The basic premium is calculated based on a standard fire tariff rate prescribed by Persatuan Insurans Am Malaysia (PIAM) and is affected by the class of construction of the building and the sum insured.

The basic policy can be extended to cover loss of or damage to property caused by the following peril at an additional premium:

	Riot, strike and malicious damage;
	Explosion;
	Impact damage by own vehicles and third party vehicles;
	Aircraft Impact Damage;
	Bursting and / or overflowing of water tanks apparatus and pipes (excluding sprinkler system);
	Bush / Lalang Fire;
	Spontaneous combustion;
	Storm and Tempest;
	Flood;
	Earthquake and volcanic eruption;
	Damage by falling trees or branches and object there from

PRODUCT DISCLOSURE SHEETS

Click here to view Product Disclosure Sheets (PDS).

HOW TO BUY

	Buy directly from Kurnia Branch
	Buy directly from our Agents
	Make Product Enquiry

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