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You are here: Skip Navigation LinksHome > Insurance > Products > Product Gallery > Fire Insurance
FIRE INSURANCE
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POLICY DETAILS
Basic Cover
Interest / Property Insured
Eligible Proposer
Premium & Extensions
Product Disclosure Sheets
How To Buy
Fire Insurance


BASIC COVER back to top
 
The basic fire policy covers loss of or damage to residential building, furniture, fixtures and fittings caused by or arising from:
 
Damage by fire & lightning
Damage by explosions of domestic boiler or domestic gas cylinder not forming part of a gas work
Damage by water or other extinguishing agents used to put out the fire
Damage resulting from gaining access to a fire
Smoke damages caused by fire


INTEREST / PROPERTY INSURED back to top
 
Items that can be insured are:
 
Building, renovation
Furniture, fixtures and fittings
Personal Effects & Household goods


ELIGIBLE PROPOSER back to top
 
Houseowners, householder and house renters


PREMIUM & EXTENSIONS back to top
 
The basic premium is calculated based on a standard fire tariff rate prescribed by Persatuan Insurans Am Malaysia (PIAM) and is affected by the class of construction of the building and the sum insured.
 
The basic policy can be extended to cover loss of or damage to property caused by the following peril at an additional premium:
 
Riot, strike and malicious damage;
Explosion;
Impact damage by own vehicles and third party vehicles;
Aircraft Impact Damage;
Bursting and / or overflowing of water tanks apparatus and pipes (excluding sprinkler system);
Bush / Lalang Fire;
Spontaneous combustion;
Storm and Tempest;
Flood;
Earthquake and volcanic eruption;
Damage by falling trees or branches and object there from


PRODUCT DISCLOSURE SHEETS back to top
 
Click here to view Product Disclosure Sheets (PDS).


HOW TO BUY back to top
1 Buy directly from Kurnia Branch
2 Buy directly from our Agents
3 Make Product Enquiry


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