Kurnia.com - Malaysia - Fire Insurance

FIRE INSURANCE

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POLICY DETAILS

Basic Cover

Interest Insured

Premium & Extensions

Product Disclosure Sheets

How To Buy

BASIC COVER

The basic fire policy covers loss of or damage to residential or commercial building, furniture, fixtures and fittings caused by or arising from:

	Damage by fire & lightning
	Damage by explosions of domestic boiler or domestic gas cylinder not forming part of a gas work
	Damage by water or other extinguishing agents used to put out the fire
	Damage resulting from gaining access to a fire
	Smoke damages caused by fire

INTEREST INSURED

Items that can be insured are:

	Building, renovation
	Furniture, fixtures and fittings
	Office equipment, plant, machinery and utensils
	Stock in trade
	Rent
	Removal of debris
	Professionals fees
	Personal Effects & Household goods

PREMIUM & EXTENSIONS

The basic premium is calculated based on a standard fire tariff rate prescribed by Persatuan Insurans Am Malaysia (PIAM) and is affected by the class of construction of the building, trade carried out at the premise and sum insured.

At an additional premium, the basic policy can be extended to cover loss of or damage to caused by and not limited to the following:

	Riot, strike and malicious damage;
	Explosion of boilers and pressure vessels;
	Impact damage by own vehicles and third party vehicles;
	Aircraft Damage;
	Bursting and / or overflowing of water tanks apparatus and pipes (excluding sprinkler system);
	Bush / Lalang Fire;
	Spontaneous combustion;
	Storm and Tempest;
	Flood;
	Earthquake and volcanic eruption;
	Damage by falling trees or branches and object there from;
	Sprinkler leakage

PRODUCT DISCLOSURE SHEETS

Click here to view Product Disclosure Sheets (PDS).

HOW TO BUY

	Buy directly from Kurnia Branch
	Buy directly from our Agents
	Make Product Enquiry

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