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You are here: Skip Navigation LinksHome > Insurance > Products > Product Gallery > Electronic Equipment Insurance
ELECTRONIC EQUIPMENT INSURANCE
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POLICY DETAILS
Basic Cover
Major Exclusions
Interest Insured
Eligible Proposer
Product Disclosure Sheets
How To Buy
Electronic Equipment Insurance


BASIC COVER back to top
 
The policy is to cover the computer systems for:
 
Section I (Material Damage)
The Insurer will indemnify the Insured against any unforeseen and sudden physical loss or damage to the electronic equipment (Interest Insured) from any cause, other than those specifically excluded from the policy.
 
Section II (External Data Media)
The Insurer will indemnify the Insured if the external data media entered in the Schedule inclusive of information stored thereon, which can be directly processed in EDP system, suffer any material damage indemnifiable under Section I of the policy, the cost of restoring the Insured external data media by replacing lost or damaged data media by new material reproducing lost information.
 
Section III (Increased Cost of Working)
The Insurer will indemnify the Insured for any additional expenditure incurred for the use of substitute EDP equipment not covered under this policy up to an amount not exceeding the agreed sum insured entered in the Schedule provided cause of damage/lost is indemnifiable by Section I of the Policy.


MAJOR EXCLUSIONS back to top
 
War and kindred risks
Nuclear reaction, nuclear radiation or radioactive contamination
Wilful act or wilful negligence of the Insured or his representatives
Loss or damage for which the manufacturer and/or supplier is responsible
Aesthetic defects, such as scratches on painted, polished or enameled surfaces


INTEREST INSURED back to top
 
Section I: On all computer systems
Section II: External data media
Section III: Increased cost of working


ELIGIBLE PROPOSER back to top
 
Any person or business organisation that requires coverage for computer systems


PRODUCT DISCLOSURE SHEETS back to top
 
Click here to view Product Disclosure Sheets (PDS).


HOW TO BUY back to top
1 Buy directly from Kurnia Branch
2 Buy directly from our Agents
3 Make Product Enquiry


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