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You are here: Skip Navigation LinksHome > Insurance > Products > Product Gallery > Driver and Passengers' Personal Accident Insurance
DRIVER & PASSENGERS' PERSONAL ACCIDENT INSURANCE
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POLICY DETAILS
Basic Cover
Unique Features
Eligibility
Table of Benefits
Product Disclosure Sheets
How To Buy
Driver & Passengers' Personal Accident Insurance


BASIC COVER back to top
 
The Driver & Passengers' Personal Accident provides cover for driver and their passengers whilst driving or riding as a passenger, boarding or alighting from named vehicles.


UNIQUE FEATURES back to top
 
Easy Application.
Benefit is payable in addition to other Personal Accident Policies.
Benefits payable irrespective of driver's negligence.
Accidental Death and Permanent Disablement benefits are extended to cover the Policyholder 24 hours a day irrespective of whether he or she is in the named vehicle.
Applicable to car, taxi, van, truck and 4WD passengers.
Aged from 3 years up to 90 years old is covered (passengers aged 3 years to 15 years old are entitled to 50% of the benefits)
Affordable premium from RM50.00 onwards per year.


ELIGIBILITY back to top
 
Motor vehicle owners and their authorised drivers / passengers aged 3 years to 90 years old.


TABLE OF BENEFITS back to top
 
Item Benefits Plan A (RM) Plan A1 (RM) Plan B (RM) Plan C (RM) Plan D (RM) Plan E (RM)
1 Accidental Death 10,000 15,000 20,000 30,000 40,000 50,000
2 Permanent Disablement 10,000 15,000 20,000 30,000 40,000 50,000
3 Medical Expenses 500 750 1,000 1,500 2,000 2,500
4 Corrective Dental & Cosmetic Surgery 1,000 1,000 1,000 1,000 1,000 1,000
5 Bereavement Allowance 500 500 500 500 500 500
Type Seating Capacity Annual Premium (RM)
PRIVATE VEHICLE
Private Car /
Private Van
Driver & up to 3 passengers 50 75 100 150 200 250
Driver & up to 4 passengers 60 90 120 180 240 300
Each additional passenger 8 12 16 24 32 40
COMMERCIAL VEHICLE
Special Type Driver only 60 90 120 180 240 300
"A" Permit and
"C" Permit
Driver and Attendant Only 100 150 200 300 400 Not Applicable
Each additional passenger 20 30 40 60 80
Factory Van Driver & up to 4 passengers 100 150 200 300 400
Each additional passenger 10 15 20 30 40
Taxi Driver & up to 4 passengers 100 150 200 300 400
Each additional passenger 10 15 20 30 40


PRODUCT DISCLOSURE SHEETS back to top
 
Click here to view Product Disclosure Sheets (PDS).


HOW TO BUY back to top
1 Buy directly from Kurnia Branch
2 Buy directly from our Agents
3 Make Product Enquiry


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